Read the general immigrant investor briefing overview
A Contrecœur household may list savings, an anticipated sale and funds already tied to another obligation in one total. Identify what can actually fund the chosen pathway instead of treating every asset value as available cash. Begin with a source-of-funds map that distinguishes cash already available, money expected from a sale, and funds restricted by another agreement. Bank statements, sale contracts, tax records and transfer records are the documents that settle the path. Decide which route the household can fund without counting one asset twice.
Connect EB-5 capital to its source and path
Current general requirements are US$1.05 million or US$800,000 for a qualifying targeted-employment-area or infrastructure case, with statutory adjustments from January 1, 2027 under applicable petition-filing rules. Establish lawful source and path, at-risk capital, ten qualifying full-time jobs per investor and management or policy participation. An unsold asset’s estimated price is not evidence of a completed cash contribution. An EB-5 filing requires capital to remain at risk and a credible job-creation plan; successful applicants receive conditional permanent residence before seeking removal of conditions. Build a dated record from the lawful source through each transfer to the new commercial enterprise. Decide whether the projected jobs and funding are supportable before committing capital.
Follow Gold Card payment instructions
Current processing is US$15,000 nonrefundable per person. Successful vetting and instructions precede the principal gift of US$1 million individually or US$2 million corporately. Intended eligible family must be identified initially; each joining eligible spouse or unmarried child under 21 adds US$1 million and US$15,000. EB-1/EB-2 eligibility, admissibility and visa availability remain relevant. Gold Card is not a conventional visa. Its required payment is made by the applicant to the U.S. government, under the applicable instructions, rather than being a commercial investment or a payment made by an employer. Decide whether the person who will apply can make and document that payment personally.
Keep future obligations in the household budget
Corporate Gold terms add annual 1% and transfer 5% charges with a new background check. Record real private fees and household needs separately. Do not count the same funds as committed investment, gift funding and readily available living expenses at the same time. Hypothetical example: a sailcloth-recycling business owner expects a buyer to close on a warehouse before contributing to EB-5 or making a Gold Card payment. The review treats the unsigned sale as unavailable and compares the closing conditions with the chosen route’s deadline. The decision is whether to wait, use different funds, or change plans.
Put an availability date beside every source of money
Build a simple cash calendar: list funds available today, proceeds dependent on a sale closing, and amounts reserved for another obligation. Note the event that must happen before each amount becomes usable, rather than assigning an optimistic date without evidence. Keep a separate reserve for living expenses. If the sale is delayed, revisit the funding plan before making a new commitment; changing a spreadsheet does not release money that remains unavailable. Keep the investment ledger separate from any gift payment record and from ordinary household reserves. A future receipt cannot prove that funds are available today. Decide which obligation will be paid first and document the source for each one before instructions or filing dates create pressure.
What else is on your mind?
Does an EB-5 immigration review tell me whether an investment is good?Is the Gold Card another name for EB-5?Should I assume one Gold Card payment covers my family?Editorial source review: 2026-09-07. General preparation guidance, not an individual assessment.