No. Assess available funding against the actual U.S.-dollar obligations and review the other eligibility requirements. An exchange-rate calculation does not establish admissibility, visa availability or approval. It is a financial planning input that may change before the relevant payment is requested.
Keep the currency test separate from the legal test
Identify the contemplated individual or corporate route and the household members before calculating totals. Then ask counsel about personal eligibility and classification rather than assuming sufficient funds settle the case. The qualifying gift has an official evidentiary role, but an estimated Canadian-dollar balance is neither the gift itself nor a government decision.
A nonrefundable processing fee of fifteen thousand United States dollars per person, successful vetting, and then a gift of one million dollars to the U.S. government, or two million where a corporate sponsor gives in respect of an employee. Permanent residence then follows through an existing immigrant classification, which means the ordinary grounds of inadmissibility apply, and a visa number must be available under the Visa Bulletin for the applicant's country of chargeability. The programme operates through existing employment-based first and second preference classifications rather than replacing them, so the requirements of the underlying category continue to apply alongside the processing fee, the vetting and the gift.