No. A projection does not replace the actual qualifying capital requirement or establish money already invested. Keep anticipated earnings separate from the contribution and fees.
Do not fund the threshold with a future promise
The applicable current general amounts are US$1.05 million or US$800,000 for a qualifying reduced-threshold case, subject to statutory adjustments. A forecast can inform financial evaluation without satisfying a missing part of the required capital.
Examine who supplies the funds and the actual investment arrangement. A first cost review should show two columns: capital that remains at risk in the enterprise and charges paid outside it. A high projected return describes profit the enterprise hopes to generate later; it is not capital already contributed, and no forecast reduces what the investor must actually place at risk now. Ask whether the subscription documents tie any portion of the required contribution to future performance, and confirm with counsel that the full qualifying amount must be paid in and placed at risk regardless of how the projection turns out. Request the enterprise's own written basis for the projection rather than a marketing summary, and ask whether any fixed or promised component of that return could raise a question about whether the capital is genuinely at risk for gain or loss. Keep the confirmed contribution and any anticipated earnings on separate lines in the household budget, since a projection is not money the family can rely on until it is actually paid.