No. A bank clears a payment against its own compliance rules; the case is decided against permanent residence eligibility, admissibility and visa availability. The qualifying gift is evidence of the specified benefit, not a substitute for those findings. There is no guarantee of approval, timing or any later citizenship outcome.
What the bank's clearance settles, and what it leaves open
Keep the two tracks separate in your own notes. The bank file answers 'is this payment acceptable to us'. The immigration file answers whether you qualify, whether you are admissible, and whether a visa number is available in the EB-1 or EB-2 determination. Admissibility can be examined during vetting and at later stages, so do not treat admissibility as something examined only at a later stage.
Identify who owns the assets, what sale proceeds are actually available and what evidence is requested. Do not treat a signed repayment clause as evidence that the immigrant classification is already established. The route operates through EB-1 or EB-2 classification, with admissibility and availability still relevant. The gift is part of the described process, not a substitute for those legal requirements.