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SAINT-BRUNO-DE-MONTARVILLE · EB-5 FIELD GUIDE

Can the unpaid part of an installment sale count toward the EB-5 investment?

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THE DIRECT ANSWER

The full sale price cannot simply be recorded as invested while installments remain with the buyer. Any proposed contribution of a receivable or binding future payment arrangement needs legal analysis of the actual asset, ownership, value, commitment and applicable capital rules. The US$1,050,000 or qualifying US$800,000 threshold is not met by listing an expected cash receipt alone.

Committed capital and the outstanding balance

In a hypothetical case, a Saint-Bruno-de-Montarville seller receives forty percent at closing and the rest over three years. Two questions follow: how much is irrevocably committed to the new commercial enterprise now, and what binding obligation, if any, ties the remaining installments to that enterprise. It is not universally required that every dollar be paid before filing, but nothing is assumed — the actual contractual terms are what get assessed.

An asset policy may address a particular business loss without guaranteeing your return. A project appraisal may describe an asset’s value without proving that the applicant owns or has contributed that asset. Trace its lawful source and path and test the plan for ten full-time jobs for qualifying U.S. workers. The common mistake is dividing an undifferentiated employment number by the investor count.