No automatic household-wide conclusion should be assumed. Assess each intended applicant’s real circumstances and the applicable instructions.
Review the children’s actual position separately
The FAQ describes eligible joining unmarried children under 21. Keep their identities, relationships and intended participation accurate; one adult’s changed plan does not itself establish the remaining family members’ outcome.
Under the current terms each accompanying spouse or unmarried child under 21 adds a further processing fee and a further US$1 million gift. A payment record does not necessarily establish the child’s identity, relationship or eligibility. The FAQ calls for intended joining relatives to be included initially. Other instructed expenses should be assessed separately for the relevant people rather than assumed covered by the principal’s receipt. A first Gold Card review should separate the immigration classification inquiry from payment instructions, vetting and family inclusion. For each child, record birth, marital status, filing events, visa availability, and an applicable CSPA calculation. A first review produces a dated inventory of the proposed principal, each intended relative, the claimed EB basis, the asset owner, and the records still needed. Compare that total with L-1A, where a spouse and children under 21 receive L-2 status with no gift and the spouse is employment-authorized incident to status.