Decide the actual proposed application first. The current individual principal terms are US$15,000 nonrefundable processing and a US$1 million gift after vetting; a joining eligible relative also adds US$15,000 and US$1 million, but matching figures do not make the legal roles identical. Budget in the order the decisions are actually made: route first, then eligibility assessment, then the amounts that attach to whichever route survives that assessment. A figure copied from a relative’s line into a parent’s line assumes the answer to the question the budget is supposed to help you ask. Confirm every current amount and term from the official source before relying on it, since published terms can change.
Let the application structure govern the budget
Confirm additional official and professional costs separately. An identical payment amount is not evidence that someone can use a dependent category instead of qualifying through their own case. Two amounts that look alike can sit in different places in a process.
One is paid within an application already established; the other would only arise if a separate application were possible at all, and that possibility is what has not yet been determined. Treat the second as conditional in the budget and label it that way, so nobody in the family reads it as a quoted price. Ask separately what is refundable and what is not, and at which point each becomes payable, because the sequence of payments determines how much is committed before the assessment is finished.