Two risks are stacked there. The money may not arrive on the marketed date, and the move itself does not follow a payout date at all. A family's ability to relocate depends on eligible status, an available visa number, and a lawful immigrant visa or adjustment — not on when a distribution clears. Ask which document, if any, obliges anyone to pay on the date the family is planning around. Where no such document exists, the plan rests on an expectation rather than on an obligation.
Funding a family plan that does not depend on the payout
An eligible spouse and unmarried children under 21 may be included, subject to fact-specific age protection and individual admissibility; no CSPA outcome should be promised to you. Chargeability is often determined by country of birth, so a Canadian address or passport alone does not fix a queue. Plan school years, housing and reserves with contingencies for delayed or reduced repayment, while separately assessing any effect of project events on the immigration case.
Household reserves are easier to size once the contract's worst permitted outcome is written down. Note the longest period a manager may defer a distribution, whether payment may be made in instalments, and whether a redemption may be refused when cash is unavailable. Those terms describe what the family should be able to absorb.
Age and admissibility questions run separately and on their own facts, and they belong with counsel rather than being inferred from a payout schedule.