No. The official terms describe additional amounts for each eligible spouse or unmarried child under 21 joining: a US$1 million gift and US$15,000 processing fee per person. Ask the employer whether its offer covers those charges; do not assume they are included.
Name everyone intended to join at the start
The FAQ instructs applicants to include the intended eligible family members in the initial application. Separate the government’s requirements from the employer’s budget decision, and obtain individual assessment where age or other eligibility is uncertain. A family name on a benefits form does not itself establish immigrant eligibility. Plan the principal and derivative travel sequence, with the principal generally entering before or with derivatives.
The relationship and the age condition are what make a child a qualifying dependent, and both are proved with documents rather than assumed from the principal's approval. Build the family analysis person by person, with relationship evidence, age, payment consequences, and any independent admissibility issue. Gold Card uses EB-1 or EB-2 classification, not EB-5 investment rules, and payment cannot make an ineligible spouse, a child who remains over 21 after any applicable CSPA calculation, or a married child qualify.
Following successful vetting, the principal gift is US$1 million individually or US$2 million per corporate employee.