Expect currency conversion spreads, bank charges, possible regulatory filings, and professional fees for structuring and documenting the movement of funds. Separate those business costs from immigration preparation work, and confirm current government charges at each step. No advisor can quote a total that anticipates every restriction your bank may apply.
Budget the delay itself, not only the fees
Money stuck in transit still costs something: rent accruing on an empty U.S. lease, supplier deposits held, salaries promised. Build a cash plan that keeps the enterprise solvent through the transfer window, using reserve figures chosen for your own business rather than any supposed legal minimum. Ask counsel how particular professional invoices are actually treated before assuming they either count toward or fall outside the investment.
Funds and assets irrevocably committed to the enterprise and genuinely exposed to loss, including a purchase price paid or held in escrow for release, unrecoverable start-up spending, and equipment bought outright. In practice, a business costing a modest amount needs to be almost entirely funded by the investor's own committed capital, while a much larger enterprise can be acquired with a smaller proportion because the absolute commitment is already large.
Future payroll helps explain operating needs but should not be counted as already spent merely to raise the investment total.