Read the actual agreements and obtain advice on any additional-capital provisions; do not assume either an unlimited obligation or a promise that no further contribution can arise. Separate the immigration minimum from project-specific financial obligations and evaluate whether the household can carry the proposed exposure.
Understand the contractual choices before committing
Ask what occurs if expected financing fails: changed project terms, delayed spending, a request for more capital or another documented outcome. The answer must come from the actual transaction, not a generic EB-5 rule. Review repayment and refund rights without treating them as government guarantees. Keep adequate liquidity outside the investment for immigration costs and household needs.
An administrative fee paid on top of the capital is a cost; a fee deducted from the capital before it reaches the job-creating enterprise raises the question whether the full qualifying amount was actually invested, and counsel should review that structure. Trace every transfer from a lawful source through intermediary accounts to the enterprise, and retain separate budgets for filing charges, professional advice, administration and family living needs.