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MCMASTERVILLE · EB-5 FIELD GUIDE

Does choosing a different principal automatically require a second full investment?

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THE DIRECT ANSWER

Do not assume either that a second contribution is always required or that the existing arrangement automatically qualifies the other spouse. Review the actual structure and required steps.

Get the transaction and filing consequences clear

Identify any proposed ownership change, additional capital obligation, project charge or new official filing fee separately. Do not make another transfer solely from an unverified assumption about exchanging the spouses’ roles.

The qualifying investment must reach the new commercial enterprise in full and be spent on the business: trucks, trailers, a yard lease, insurance, working capital and the payroll that creates the ten jobs. Brokerage charges, currency conversion and potential tax obligations require their own planning rather than an invented net figure. A first review should distinguish qualifying capital from administrative, legal, project, and travel expenses, then trace every payment to a signed instruction and bank record. Verify why the project qualifies for a reduced threshold instead of treating regional-center sponsorship as the reason. Keep investment capital distinct from filing charges, legal review, translations, administration and due-diligence expenses, using current Form G-1055 for agency fees. The review should also separate funds available for the investment from amounts reserved for personal expenses, fees, or taxes. Administrative fees charged by the project, government filing fees and professional costs sit outside it and cannot be counted toward the investment.