Possibly. The core test looks at funds already committed and at risk in the United States enterprise, not at wealth on paper. Outstanding installments may support later expansion, but a case is usually assessed on what is realized, transferred, and irrevocably devoted to the business. Counsel should review the note terms.
Weigh realized cash against scheduled payments
List what has cleared into an account the investor controls, then list what depends on a buyer's future performance. Discuss whether the realized portion is substantial relative to the cost of the intended United States enterprise, and whether waiting for one more payment materially strengthens the picture. Also consider whether an unpaid balance is secured, and how a buyer default would affect the business plan you are preparing.
Hypothetical example: an investor sold a half-share in a water-well drilling company for a price payable over three years, received the first payment and transferred it into the United States enterprise account. The realized portion is the part that can be assessed now. Rather than arguing that the outstanding balance should count, show what the realized funds have been committed to and why that commitment is genuine and exposed to loss.
If the remaining payments matter to the plan, describe them as the expansion they would fund and give the dates, so the file is honest about which parts of the picture depend on someone else's future performance. Ask counsel whether waiting for the next payment materially changes the assessment, since the answer varies with the cost of the particular enterprise.