Identify rent, insurance, financing obligations, equipment storage and any staff commitments that continue during the gap. Add the actual regulatory and professional costs quoted for the situation. Keep household expenses separate and review whether the revised funding plan still supports a credible enterprise rather than assuming the purchase price covers everything. Decide which entity absorbs each line before the gap opens. Rent, insurance and storage are company obligations continuing whether or not the doors open; professional fees may sit with either side depending on the engagement; household costs belong to the investor and should never appear among the enterprise's figures.
Build the delay scenario from contractual obligations
For each recurring cost, record when it begins and whether an agreed deferral exists. Compare the available reserve with several plausible opening dates without presenting any one delay as certain. Document new capital commitments and their lawful funding.
Money merely earmarked for a contingency should not be described as already invested solely to improve the application total. A funding plan tested only against the intended opening date is untested. Model a later one and see which obligation breaks first, since that obligation is the one worth renegotiating now.
Capital held in reserve against a delay differs from capital irrevocably committed to the enterprise, and describing the former as invested in order to improve a total misstates the very condition under examination. Confirm current official charges from the source rather than from a broker's summary.