Treat them as one funding plan: purchase price, lease security and prepaid rent, replacement equipment, and enough working capital to run the business until it supports itself. Not every outlay counts the same way toward committed at-risk investment, and refundable amounts need review. Government fees, legal fees and translations sit outside the investment figure.
Ask which outlays are committed and which are recoverable
Go line by line with the reviewer: is the deposit held in escrow, released on a condition, or forfeited on withdrawal? Does a personal loan secured against unrelated collateral change how the funds are treated? Loans are not prohibited, but the security behind them matters.
Confirm current government charges when each step is reached rather than relying on a figure quoted months earlier, and keep proof of every transfer. Attach a date to every line as well as an amount. A deposit, a rent prepayment and an equipment purchase made in the same month carry very different consequences if the closing moves, and only a dated schedule shows which of them can still be recalled.
Build in a period of operating cost after handover, measured in months rather than described as a buffer, and be explicit about how long the business is expected to run before it supports the household. Confirm official charges as each step is reached, and file the transfer records by date so the path of funds reads as a sequence rather than a pile.