Use the applicable current conversion and banking terms when planning the actual U.S.-dollar payment. No exchange rate on this page fixes the eventual cost in Canadian dollars.
Separate official amounts from financial-service charges
The current initial processing amount is US$15,000 per person; the principal gift is US$1 million individually or US$2 million corporately, after successful vetting and official instructions. Bank charges, currency conversion and professional fees are separate. Corporate annual and transfer charges also need their own budget.
Any approach that describes the programme in terms borrowed from other categories — an investment, a job-creation requirement, a return on capital — is describing something the official framework does not say. The Gold Card processing fee is expressly nonrefundable, and its gift creates no asset; EB-5 capital is invested at risk in an enterprise, with any repayment depending on the offering terms and project performance. Private employment promises do not guarantee residence, work permission or timing, and official visa or medical costs are separate from an employer’s relocation estimate.