Separate the required invested capital from project charges, immigration filing and processing expenses, professional fees, translations, medical examinations and relocation costs. Ask which amounts are payable when and what written terms govern refunds or repayment. Neither government approval nor regional-center designation guarantees recovery of capital or a financial return.
Compare obligations and liquidity, not just the advertised amount
An investment may tie up funds while the household still needs taxes, housing and ordinary living reserves. Request a payment schedule and identify fees charged by each separate provider. Review commercial repayment rights with qualified advisers; immigration rules do not promise a return on a fixed date.
Confirm the applicable investment amount and current official charges at the relevant filing stage, particularly when planning extends into a later statutory adjustment period. Ask for a written payment schedule naming each recipient, the amount, the trigger and the refund position, then compare it against the household's own liquidity month by month. The mismatch that causes trouble is rarely the total; it is a payment falling due before an asset can be sold.
Ask separately which charges are levied by the project, which by service providers and which are government fees, because those three categories behave differently if the plan changes. Where a payment is described as refundable, read the conditions that would trigger the refund and note who decides whether they have been met.