Do not budget a government repayment. The official contribution is a gift, not a repayable commercial investment, and the initial US$15,000 processing fee is nonrefundable.
Keep private debt separate from the published payment
The individual principal gift is currently US$1 million after successful vetting and instructions; corporate principal terms use US$2 million. This page promises no refund or loan relief and does not treat payment as a source of future guaranteed returns.
A gift to the U.S. government is not returned, produces no return and creates no ownership. The money is given to the government; it is not invested, held, secured on anything or returned. The gift is not EB-5 capital or an equity purchase, and no payment guarantees approval, repayment or timing. An investor in an immigrant investment programme places capital into a commercial enterprise, keeps an interest in that enterprise and may lose it if the business fails; a gift is transferred outright and there is nothing to hold, sell or recover. The program is not EB-5: there is no job-creation requirement, no commercial enterprise and no conditional residence tied to an investment, and equally none of the EB-5 protections around capital being returned at the end of the process.