Review the commercial exposure and the immigration assumptions behind the intended move. Nothing in the program protects a landlord deposit if timing slips. Only the US$15,000 per applicant is described as non-refundable; other costs follow their own contracts. Ask for the lease's start-date and cancellation clauses in writing before money leaves the account.
Sequencing four applicants' money
For two parents and two qualifying children the processing fees are four times US$15,000, and the gifts, when instructed, are four times US$1,000,000 — US$4,060,000 in total. Those are separate stages, not one combined transfer, and visa, medical and professional costs sit outside them. A written quote from a professional is obtainable; treat any figure presented as a complete all-in total sceptically.
EB-5 puts capital at risk in an enterprise that must create jobs and may return the money; the Gold Card gives money away and asks for nothing commercial in return. Gold Card should not be described as an EB-5 investment or recoverable commercial asset. The Gold Card gift is none of those things: it is not at risk because it is not invested, it creates no job obligation, and it leaves the applicant owning nothing.
Anyone describing the arrangement as a government grant, a bond, or a refundable deposit has misunderstood it or is misrepresenting it, and both are reasons to slow down.