No. Commissions, settlement charges and exchange spread are costs of turning securities into money; the gift amount is what the program requires when you are instructed. Program figures are stated in US dollars, so budget from net proceeds after charges and conversion, with visa, medical and professional costs additional.
Building the number backwards from the gift
Start from the amount that must be given, add conversion and transfer charges, then work back to the gross sale needed. Only the US$15,000 processing fee is expressly described as non-refundable, so do not assume every other charge behaves the same way. A family of four following the individual route reaches US$4,060,000 in program amounts, which is a total of several stages, not one instruction.
Ask the financial institution about available funds, conversion charges, transfer procedures and practical lead times. Households comparing routes on price consistently misread this one, because the money behaves unlike money in every other category. Because the program proceeds through EB-1 or EB-2, it is legally distinct from an EB-5 investment. Add the legal and translation costs of documenting the fleet sale, which are similar for both, and the per-person immigrant-visa charges.