No. Identify the recipient and purpose of the surcharge instead of folding it into the published government amount.
Read the quote and payment instructions separately
The current US$15,000 processing charge is nonrefundable, with the applicable gift after successful vetting. Verify any additional official payment from its real source; a provider’s invoice does not by itself establish a government requirement.
Between a Canadian account and a US beneficiary, intermediary banks and conversion can both reduce the amount that lands. Do not assume an unrelated prior fee creates a credit against the published Gold Card charge. Build the budget by person, stage, and type of payment. The applicant must pay the U.S. government under that instruction; Gold Card is not a conventional visa or an investment purchase. After vetting, an individual receives instructions for the US$1 million gift to the United States. Under the Gold Card framework, the gift is a gift: it transfers to the U.S. government and creates no ownership or claim. The payment is a gift, not an EB-5 investment or refundable equity. A Gold Card gift payment is not capital invested in a commercial enterprise and does not create EB-5 job-creation evidence.