Neither follows automatically. The US$15,000 processing fee is nonrefundable, so a re-filing under a different sponsor could mean paying again. The 5% figure relates to use of the transfer mechanism, not to an ordinary initial fee, and 1% annual maintenance applies to corporate sponsorship. Confirm the current instruction before wiring anything.
Costing the switch before anyone sends funds
Ask the employer to write down which amounts are already paid, which remain, and whether a prior US$2 million gift is being reused for you — that route involves new vetting, current transfer requirements and abandonment of status by the prior holder. Only the US$15,000 is stated as nonrefundable; other government, medical and professional costs are separate, and a written professional quote can be requested. Put the payments on a timeline and mark the point after which each stops being recoverable.
A quotation can be revised. A written internal approval can be withdrawn. A processing fee described as nonrefundable and a transfer already instructed cannot be, and the entity that made them remains the entity that made them.
Hypothetical example: a group sponsoring a manager for a clinical-supplies wholesaler pays the processing fee from the original entity while the sponsorship is still being moved, and no later document changes who paid. Ask the employer to write down what has been paid, by which entity, and what remains outstanding, before further funds move. Amounts and conditions under this programme are not settled, so check them against the current official source at each step.