No. Review the actual debt and investment terms without treating immigration approval as a distribution or repayment trigger unless the real agreement is assessed to that effect.
Budget obligations that can fall due before returns
Identify interest, fees and payment dates from the actual facility, not an illustrative promise. These borrowing costs should not automatically be added to qualifying capital, and anticipated project income should not be treated as guaranteed. Model the obligation, not the hope.
List every payment the facility requires over the period the household can foresee, with its date and amount taken from the agreement rather than from a conversation, then add the charges that fall due on events: arrangement, drawdown, early repayment, and anything triggered by a covenant. Beside that list, set the household income that is certain and the income that is expected, and keep the two visibly apart. Project distributions belong in the second group at best.
Borrowing costs are not automatically part of the qualifying capital, so keep them in their own schedule rather than folding them into the investment figure. Hypothetical example: a precision-instrument repair operation is expected to fund repayments from distributions, and separating certain income from expected income shows the first two years resting entirely on the second column.