No. Retained property value is not the instructed government gift. Follow the actual payment process after successful vetting.
Separate an asset statement from a payment record
The current individual commitment also includes US$15,000 nonrefundable processing. Property expenses and financing arrangements are separate transactions; do not label them as government payments or assume an offset against the gift.
The published gift amount to the U.S. government and the processing fee, at the stages the official page describes. Confirm the actual professional agreement without assuming its refund language returns government money. The gift is transferred after successful vetting, at the point the instructions call for it, so it is not a lump sum tendered alongside the application fee. Keep the programme obligation, the currency transaction and each person’s eligibility separate so a convenient local-currency quote is not mistaken for a fixed government price. Separate the program payment from professional advice, document collection, travel, and any unrelated business expenditure. The gift payment is made by the applicant to the U.S. government; help with costs does not make it an ordinary employer-sponsored visa or an investment.
Add a fifth row for tax, because a gift and an investment are treated differently and a cross-border adviser is needed for either.