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POINTE-CALUMET · FUNDS AND COMMITMENTS

Inventory that cannot be sold needs a different place in the operating budget

USAvisa field guide · 2 minute read Reviewed 7 September 2026

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THE SHORT ANSWER

A purchase inventory may include expired, damaged or restricted stock. Identify what the business actually receives and can use before presenting the seller’s inventory total as evidence of a working enterprise. An accounting number is not a substitute for the underlying condition and rights. Hypothetical example: a maker of hand-printed astronomical charts is buying a U.S. studio and plans to pay the seller after a licensing decision. The decision is whether the payment is genuinely committed and subject to loss, or remains a refundable intention. E-2 requires funds irrevocably committed and at risk, a substantial investment for the enterprise, and an operation that will not be marginal; the investor must direct and develop the business.

01

Ask what is included in the sale

Hypothetical example: a buyer’s budget relies on an inventory schedule, but inspection reveals items that cannot be sold through the proposed business. Obtain the item list, condition information, ownership records and relevant sale terms. Ask the appropriate commercial or regulatory adviser what restrictions apply. Do not describe unavailable stock as sale-ready to make projected revenue look stronger. List each asset being purchased beside its supported value, condition and intended use. An inventory schedule, inspection record and purchase agreement answer a different question than the seller’s headline price.

02

Separate investment evidence from expected sales

Document the price actually paid, any agreed adjustment and the lawful source and path of the investor’s funds. Distinguish usable inventory from replacement costs and projected turnover. E-2 considers substantial committed at-risk investment in a real operating non-marginal enterprise, qualifying treaty nationality and the ability to develop and direct. No universal investment minimum makes an unsupported inventory value decisive. Trace the sequence from personal source funds to the contractual commitment, then to the enterprise account or seller. Preserve the conditions that explain when a payment may be released or lost.

03

Update the plan before relying on the original forecast

Show how the stock issue affects opening, fulfilment, staffing and working capital. Keep the original schedule and any documented correction so the change is understandable. Ask the reviewer how the actual transaction and revised operation affect the E-2 evidence. Obtain separate financial advice about the purchase; immigration review does not guarantee that the price, inventory or expected sales represent a sound commercial decision. The plan fails when it counts unusable inventory, assumes revenue without customers, or treats a future payment as if it had already changed the investor’s financial position. Choose the evidence that resolves those assumptions now.

SOURCE NOTES

Editorial source review: 2026-09-07. General preparation guidance, not an individual assessment.

POINTE-CALUMET · INVESTOR PLANNING

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