Determine what happened to each payment and how it was actually credited. Do not count unresolved, returned or misdirected money twice.
Reconcile the correction before relying on a total
Identify the true contribution separately from bank charges, recovery costs and project fees. This example makes no promise that an uncertain payment can be recovered or that a replacement transfer alone resolves the immigration evidence.
The qualifying capital must be at risk in the enterprise, and nothing else counts toward it. Keep fees and living reserves distinct from capital, and do not treat an estimated exit value as money already contributed. Explain the actual use of funds while keeping the qualifying capital and job analyses distinct. The overall cash needed may exceed the investment threshold without making every dollar qualifying capital. A payroll budget does not replace the applicable qualifying capital threshold or guarantee the business will succeed. The capital is not a payment at all: it must remain invested and at risk, which is precisely why it cannot be quoted as part of a single package price. The capital threshold is separate from administrative, legal, and government charges.