Read the general immigrant investor briefing overview
A bank compliance review can hold an outgoing transfer without giving a release date, and nobody can promise how long that takes. Before treating money as available for an EB-5 investment or for a Gold Card payment, describe where each amount sits, what the institution has asked you to provide, and the path the money took to get there. Readiness to transfer is a separate fact from having the balance.
Document the path, not only the balance
EB-5 requires evidence of the lawful source and the path of the capital, and the documents a bank requests during a compliance review often overlap: origin of the funds, intermediate accounts, currency conversions and who owned the money at each step. Keep the institution's request list, statements, conversion receipts, sale documents and tax records together, and check whether the account holder is the person who would be the applicant. Note also that EB-5 capital must remain at risk and that no return or immigration outcome is guaranteed by the structure of the investment.
Move funds only through channels you can verify
Hypothetical example: a Mascouche family plans to move funds through three accounts ahead of a deadline, and the bank places a hold pending source-of-funds documentation. Respond through the institution's verified channel and establish what remains outstanding. Do not treat an intermediary's proposed detour as a way to erase the source-and-path questions; any changed transfer arrangement must be lawful, documented and consistent with the account holders' rights. For government payments, verify the recipient and instructions through the official channel instead of relying on a promoter's message, brochure or forwarded wire template.
Keep the two commitments distinct while you wait
EB-5 involves invested capital placed at risk with qualifying job creation. The official Gold Card FAQ describes a nonrefundable processing fee and, after successful vetting, a gift paid to the U.S. government, leading for a successful applicant to permanent residence through EB-1 or EB-2, subject to eligibility for the category, to admissibility and to visa availability. Published fees exist and should be checked on the official site rather than taken from an intermediary, and timing claims should be treated as unverified. Family members included in a proposal have their own steps and costs. List which decisions genuinely depend on the hold clearing and which can proceed now. This is not an EB-5 investment or automatic residence or citizenship.
What else is on your mind?
Does an EB-5 immigration review tell me whether an investment is good?Is the Gold Card another name for EB-5?Should I assume one Gold Card payment covers my family?Editorial source review: 2026-09-07. General preparation guidance, not an individual assessment.