Treat the date as provisional and follow the official post-vetting instructions. A pending transaction does not establish completed funding or government receipt. Decide which dates you are willing to put in writing to other people. A settlement date offered by a platform, a conversion window and the point at which official instructions are followed are three different things, and only the last sits inside the process. Promising a landlord, a school or a buyer a date that depends on the first two is how a manageable delay becomes a costly one. Keep those commitments conditional until funds have actually settled.
Keep conversion and case stages distinct
Do not describe an expected withdrawal as an already paid gift or assume it accelerates eligibility review. Actual visa availability and the remaining immigration process still govern when residence may begin. A pending disposition also raises an ownership question that is easy to miss.
Until a sale settles, the applicant holds an asset rather than money, and an instruction to pay from funds not yet received commits to something the applicant does not yet control. Sequence it the other way: settle, confirm receipt in an account the applicant controls, then follow the official instructions for the payment. Where a delay arises between those steps, record what happened and why, since an unexplained pause in a funds trail invites exactly the question the documentation exists to answer.